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1. For details and important information about Power E*TRADE and our 100 commission-free trade offer, please visit getpoweretrade.com. Commission-free trade offer applies to new Power E*TRADE accounts opened with $1,000 minimum deposit. The new account holder will receive a maximum of 100 free trade commissions for each stock or options trade executed within 30 days of the opening and funding of the new qualified account and deposited funds have cleared. New accounts must be funded within 60 days of account open to remain active. You will pay the Power E*TRADE commission rate at the time of the trades ($9.99 for stock and options trades—plus an additional 75¢ per options contract). Your account will be credited $9.99 per stock or options trade within eight weeks of qualifying (excluding options contract fees). To continue receiving Power E*TRADE commission rates, you must re-qualify by executing at least 30 stock or options trades by the end of the following quarter or by maintaining a balance of $50,000 or more in combined E*TRADE Securities and E*TRADE Bank accounts. Other commission rates apply to customers who trade less than 30 times per quarter or maintain less than $50,000 in linked E*TRADE accounts. We reserve the right to terminate this offer at any time. Accounts must be opened by December 31, 2009, the offer expiration date. With this special offer you are a qualified Power E*TRADE customer from the time your new account is opened.

2. To qualify for Power E*TRADE, you must execute at least 30 stock or options trades during a calendar quarter. To qualify for $7.99 commissions for stock and options and a 75¢ fee per options contract, you must execute 50-499 stock or options trades per month. To qualify for $9.99 commissions for stock and options and a 75¢ fee per options contract, you must execute 10-49 stock or options trades per month or maintain a $50,000 balance in combined E*TRADE Securities and E*TRADE Bank accounts. To continue receiving these commission rates and access to trading platforms, you must re-qualify by the end of the following calendar quarter.